I spend a lot of idle time thinking about how we can get our personal finances back to the glory days of 2008 for us. Back when we didn't have a larger home, a baby, 2 incomes and all the expenses that come with them. Thats not to say we want to go ...

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Comparison is a Habit Human nature has a built-in habit that allows us to compare everything with something else we have. Comparison of various banking services happen as we apply for a credit card. Debt reduction services do not get this same comparison. We tend to look the other way, all the while, hoping the debt ...

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Stress by a Debt Collector Anyone who is in debt knows that a debt collector is capable of bringing more stress than the debt itself brings. Habitually, these people are not used to such practices. These people have purchased your debt from the original lender at a lower price and are trying to recover the same ...

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You could lose your car if you miss a single payment If you need to raise a few thousand dollars and you can’t get a regular bank loan, you might be tempted to apply for a car title loan. Your vehicle is put up as collateral, and then you repay the money over a few months. ...

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Definition Debt management plans refer to a type of structured repayment plan that has been set up by a third party. Debtors need assistance in the repayment of their debts and such a plan does exactly that. Getting debts cleared at a reduced level over a period of time is the objective of debt management. They ...

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