A long wait lies ahead Image from Flickr. The ridiculously high national unemployment rate (9.8 percent) has convinced Congress to consider a bill that would allow people to collect unemployment for an additional 13 weeks. However, an unemployment extension of three months might not be long enough for many people. CNN Money reports that the job market will ...

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Over-the-top overdraft fees With this debit transaction cost $35 more than you think? The Associated Press reports that some senior congressional Democrats want to draw up legislation that would limit how much banks can charge customers in overdraft fees. Personally, I have been slapped with $105 in overdraft charges before for transactions that equaled a lot less ...

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Here’s another good reader question about crappy 401k plans. Reader Robert saves enough to max out his 401k each year if he wanted to, in addition to maxing out his Roth IRA every year which he already does. However, his 401k plan is filled with expensive actively-managed mutual funds. He ...

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Doing Your Due Diligence Before you apply for a payday loan, installment loan or other form of short term loan, it pays for a consumer to do their research on www.cashnetusa.com. That way, you know where your loan is coming from and where your assets are going when it comes time to repay the debt. If you're ...

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This is a interview/guest post with blog reader Ariel Hoffman, who recently spent a year traveling around Asia with his girlfriend Michal with a combined budget of only $10,000 - and managed to come back with $3,500 of it! I love to read nonfiction travel essays, so not only are there some great ...

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